Second Opinion Services (À La Carte)
Get clarity before the next surprise. Each service below is a focused, custom diagnostic you can purchase on its own -- no commitment required. We’ll give you the facts, in plain English, so you can make confident decisions.
Investments
Portfolio ✓— Risk & Fee X‑Ray
When markets get noisy, know exactly what you own and why.
We use Riskalyze to quantify your personal Risk Number® (comfort level), stress‑test your investment holdings, and identify where risk, hidden fees, and excess tax exposure are quietly working against you.(1)
“4 out of 5 investors carry more risk than they realize”(2)
What you get:
- Pinpoint your personal Risk Number® (1–99) and compare to your current portfolio(1)
- A portfolio stress test shows you how much money you could lose in the next recession/market crisis(1)
- Identify the fees you are paying, including hidden fees you aren’t aware of
- Clear steps to reduce taxes
We deliver a transparent, technology‑driven second opinion without the sales pressure most firms attach to portfolio reviews.
Riskalyze — $450
Estate Planning
— Create or Restate your estate plan
Aim to secure what (and who) matters most – without being overwhelmed.
1) You have no estate plan -- We guide you through Trust & Will’s online estate‑planning platform to create your will, trust, healthcare directive, and power of attorney - so your loved ones aren’t left navigating gaps or probate headaches.
2) You have an existing estate plan -- We analyze your current estate plan and provide a clear written review of all components - then restate your documents if needed. Modernize your plan without starting from scratch.
Trusts can help families avoid the time and cost of probate. We provide guided workflows with access to attorney support if needed.(3)
What you get:
- A fully complete estate plan - will, trust, healthcare directive, power of attorney+
- Guidance on updates, beneficiaries, guardians, titling
- Coordinated plan to keep everything organized as life changes
- Review, analyze, and restate an existing estate plan
We act as your translator and guide — so you leave with a complete picture and a simple path to button things up (most firms don’t offer an estate‑plan second opinion as a one‑off).
Trust & Will Estate Plan — $600 Do It Yourself / $1,000 Professional Guidance
Trust & Will is not affiliated with or endorsed by LPL Financial. This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
Tax Management
— Tax review
Stop the quiet cash drain.
With Holistiplan, we scan your tax return and generate an informative and easy to read report that pinpoints tax planning opportunities-like Roth conversions, tax‑efficient withdrawals, lowering capital gains rates, charitable giving strategies, and more-while projecting tax impacts down to the dollar.(4)
What you get:
- Automated diagnostic review of your latest return in plain‑language
- Scenario modeling to compare strategies before you act
- A one‑page action plan you can share with your CPA
Most firms wait until tax season; we give you proactive, software‑driven insight you can use now—as a stand‑alone service.
Holistiplan Tax Review — $450
LPL Financial does not offer tax advice or tax preparation services.
Wealth Management Plan
— Comprehensive Wealth Plan
If you want to build wealth, prepare for retirement, avoid catastrophic mistakes, or simply understand your full financial picture, eMoney acts like a financial crystal ball—showing where you are now and where you’re heading, year by year. It gives you clarity, organization, and confidence so you can make informed decisions and avoid costly mistakes.
What you get:
- Shows your entire financial life in one place and helps you see the big picture(6)
- Lets you “look into the future” with detailed projections(7)
- Runs “what if” scenarios to highlight risks and stress-test the impact of decisions(6)
- Provides tax‑related insights(7)
- Offers investment analysis and recommendations(8)
- Model estate plans and future beneficiary distributions(9)
- Gives you a secure personal portal to check your plan anytime(9)
- Helps advisors catch opportunities and/or risks that you miss(6)
Many firms reserve this depth for ongoing clients—we make it accessible à la carte so you can get answers first, then decide on next steps.
Comprehensive Wealth Plan — $1,750
(1)[nitrogenwealth.com] (2)[ifsgroup1.com], [theblakeleygroup.com], [behmfinancial.com] (3)[trustandwill.com] (4)[holistiplan.com] (6)[emoneyadvisor.com] (7)[blog.knapsack.ai] (8)[openbankin…racker.com] (9)[accuratereviews.com]